WhatsApp and Telegram +44 7563 115980
[email protected]
Safeguarding, operating and settlement accounts, card acquiring and payment processing, arranged through direct relationships with the banks, e-money institutions and processors that serve this market worldwide.
Selected engagements from more than 250 licences obtained since 2013, for payment, e-money and cryptoasset firms.
Volkswagen
Payment InstitutionObtained Nexpay’s FCA Authorised Payment Institution licence.
Electronic Money InstitutionObtained Dzing Finance’s FCA Authorised Electronic Money Institution licence.
Obtained Orbital’s FCA Authorised Payment Institution licence.
A regulated firm needs several accounts before it can trade: a safeguarding account for customer funds, an operating account for its own money, settlement accounts in the currencies it pays out, and often card acquiring or a processing relationship for its clients. We arrange each of them through relationships built over thirteen years with institutions that understand regulated and higher-risk business.
The service covers you and your clients. Payment providers, programme managers and marketplaces serving higher-risk sectors, including gaming, forex, cryptoassets, travel, adult and nutraceuticals, obtain processing and settlement through the same service.
Designated accounts for customer funds, with the acknowledgement letters regulators require.
Multi-currency operating and settlement accounts with the correct account structure for the licence and the flows.
Acquiring and gateway relationships for the firm and its merchants, including higher-risk categories, with pricing and reserves negotiated.
Local and cross-border payment rails, virtual IBANs, collections and payouts.
Programme access for firms that issue cards, hold balances or embed payments under a partner’s licence while their own is in progress.
The pack every institution asks for: business plan, financial crime framework, flow of funds, ownership and projections.
| Deliverable | What it contains | Who relies on it |
|---|---|---|
| Account structure | The accounts required by licence, currency and flow, with the institutions that provide each | Board, regulator |
| Bank-readiness pack | Business plan, financial crime framework, flow of funds, ownership, projections | Banks, processors |
| Introductions and terms | Institutions approached, outcomes, and the terms agreed for each account or facility | Board, finance |
| Processing arrangement | Acquiring or processing terms including pricing, reserves and settlement cycles | Finance, operations |
In the United States, the United Kingdom, Europe, Canada, Asia and the Middle East, for regulated and higher-risk firms, in confidence.
Yes. Operating accounts and Banking-as-a-Service arrangements are opened alongside the application, so you can trade on authorisation. Safeguarding accounts are opened as the licence is issued.
Yes. Payment providers, programme managers and marketplaces obtain acquiring and processing for their own clients through us, including in higher-risk sectors.
A clear business plan, the financial crime framework, the flow of funds, ownership and control information, projections and the compliance team’s credentials. We prepare that pack for you.
A fixed fee for the readiness pack and introductions, with success fees where an institution is secured.
Tell us what you need and where you operate.